Yes. In the UK, XTB operates through XTB Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) under Firm Reference Number (FRN) 522157. You can verify this directly on the FCA register.
Yes. In the UK, XTB operates through XTB Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) under Firm Reference Number (FRN) 522157. You can verify this directly on the FCA register.
What does FCA regulation mean for you?
Being FCA-regulated means XTB is held to strict standards designed to protect you as a client. In practice, this means:
- Your money is kept separate from ours. Client funds are held in segregated accounts in line with FCA client money rules, meaning they cannot be used for XTB's own business purposes. Learn more about how XTB protects client money.
- You have access to the Financial Ombudsman Service. If you have a complaint that we can't resolve, you can escalate it to the Financial Ombudsman Service (FOS) free of charge.
- You may be protected by the Financial Services Compensation Scheme (FSCS). Eligible clients may be able to claim up to £120,000 through the FSCS if a firm is unable to meet its obligations.
If you have concerns about a firm claiming to be XTB, you can report it to the FCA directly at fca.org.uk.
Is XTB regulated globally?
XTB Group operates across 11 countries, with each entity regulated by the relevant local authority. For UK clients, the applicable regulated entity is XTB Limited (FRN 522157), authorised by the FCA.
Regulation varies by country. If you are based outside the UK, please check which XTB entity and regulator applies to you.
XTB's FCA registration details
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FCA warnings about unauthorised firms using XTB's name
The FCA has issued warnings about separate unauthorised entities that have used XTB branding or details without authorisation. These are not affiliated with XTB Limited (FRN 522157), the UK-regulated entity.
Additionally, following the UK's departure from the EU, EEA-based firms that previously passported into the UK including a separate entity also registered as XTB Limited — can no longer undertake regulated business in the UK unless a specific exclusion applies. This entity is distinct from XTB Limited (FRN 522157), which holds its own, independent FCA authorisation.
To make sure you are dealing with the genuine, FCA-authorised XTB UK:
- Verify our FRN (522157) directly on the FCA register
- Only use our official website: www.xtb.com/en Check our registered address: Level 9, One Canada Square, Canary Wharf, London, E14 5AA
- You can also contact us if you have any questions
If you have concerns about a firm claiming to be XTB, you can report it to the FCA directly at fca.org.uk.
Is XTB regulated globally?
XTB Group operates across 11 countries, with each entity regulated by the relevant local authority. For UK clients, the applicable regulated entity is XTB Limited (FRN 522157), authorised by the FCA.
Regulation varies by country. If you are based outside the UK, please check which XTB entity and regulator applies to you.
FCA risk warning
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 72% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
FAQ
Yes. XTB Limited is authorised and regulated by the UK Financial Conduct Authority under Firm Reference Number 522157. You can verify this on the FCA register.
XTB Limited's FCA Firm Reference Number is 522157.
Eligible UK clients of XTB Limited may be protected by the Financial Services Compensation Scheme (FSCS) for up to £120,000 if the firm is unable to meet its financial obligations. Terms and eligibility conditions apply.
The FCA has issued warnings about separate unauthorised entities that have used XTB branding, as well as a previously EEA-passported entity that can no longer conduct regulated business in the UK. These are not the same as XTB Limited (FRN 522157), which holds its own independent FCA authorisation. Always verify via the FCA register using FRN 522157.
XTB Limited is FCA-regulated, meaning it must meet strict conduct, financial, and client protection standards. Client funds are held in segregated accounts, and eligible clients have access to the Financial Ombudsman Service and potentially the FSCS.
Yes. XTB has been operating in financial markets for over 20 years and is listed on the Warsaw Stock Exchange. The UK entity, XTB Limited, is authorised and regulated by the FCA (FRN 522157).
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This content has been created by XTB S.A. This service is provided by XTB S.A., with its registered office in Warsaw, at Prosta 67, 00-838 Warsaw, Poland, entered in the register of entrepreneurs of the National Court Register (Krajowy Rejestr Sądowy) conducted by District Court for the Capital City of Warsaw, XII Commercial Division of the National Court Register under KRS number 0000217580, REGON number 015803782 and Tax Identification Number (NIP) 527-24-43-955, with the fully paid up share capital in the amount of PLN 5.869.181,75. XTB S.A. conducts brokerage activities on the basis of the license granted by Polish Securities and Exchange Commission on 8th November 2005 No. DDM-M-4021-57-1/2005 and is supervised by Polish Supervision Authority.
